01
Fraudsters are watching you at the moment. Is it scary and frightening? Yes, it is. Fraud and scams have stolen millions of money from people by deceiving, and it has always been an big issue, especially these days, and many fraud activities are using fake emails, fake letters and fake phone calls.
In some cases, the consequences are devastating, people’s all life hard-earned money has been stolen by scammers. Nowadays fraud often happens online and it has been very hard to track down.
Most of us would think that we won’t be fooled, but actually people are very likely to be deceived by delicately designed scams.
02
A fraud investigator said modern fraudsters are so clever that they design and create sophisticated scams to fool people. She said, metaphorically, they ask you to look somewhere while rifle your pocket in order to steal from it. They just need a few pieces of your information and phish you into their plot step by step.
She gave an example, a letter delivered to her said her direct debit has failed, she needs to pay her TV license fee through a certain channel. The letter looks very convincing, the same logos, the same fonts, and very polite, just like sending from your bank, but it is a fake email.
Fraudsters are using phishing techniques to get people’s personal information, and by using these pieces of information to unlock your identity and financial account. The fraud would build and build and build on it until they successfully steal your money dishonestly.
003
Banks and data security companies and governments are working very hard to crack down the online fraud and scams, but it still remains a problem.
In Europe, data privacy protection has raised profound concerns in society, and some rules have implemented to prevent person data misused. However, it is not properly dealt with around the world.
How should we do? First, be alert when you are surfing online, not click unknown emails, not give away personal information to unsafe parties. Second, change password regularly. Double check when you have doubts about your payment. Third, update your security software or firewalls periodically.
Lastly, pray for good luck. Otherwise, always be alert when you receive a suspicious email or phone call and be cautious once involved money payments.
