Lesson 12-1 Banks and their customers
When anyone opens a current account at a bank, he is lending the bank money, repayment of which he may demand at any time, either in cash or by drawing a cheque in favour of another person. Primarily, the banker-customer relationship is that of debtor and creditor -- who is which depending on whether the customer's account is in credit or is overdrawn. But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. Many of these obligations can give in to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him.
current 流通的，流行的， open a current account 开一个活期账号
repayment /rɪˈpeɪmənt/ 偿还债务;归还借款;
cheque /tʃek/ 支票
draw a cheque in favour of 开一张以。。。为收款人的支票
primarily /praɪˈmerəli/ 主要地;根本地
debtor /ˈdetər/ 债务人;借方
creditor /ˈkredɪtər/ 债权人;债主;贷方
overdrawn /ˌoʊvərˈdrɔːn/ 透支
obligation /ˌɑːblɪˈɡeɪʃn/ 义务;责任;职责
give rise to 引起
complication /ˌkɑːmplɪˈkeɪʃn/ 纠纷、并发症;使更复杂化(或更困难)的事物
be loaded against 与。。。不利
instruction /ɪnˈstrʌkʃn/ 吩咐、指令;指示;命令
