有时候在想,你可以选择去上班做自己喜欢做的事,也可以选择不去上班,如果你不去上班无论何时都不用恐慌,仍然可以养活自己,那真是自由的生活。有人打趣说那你要有一个有钱的老爸或嫁给一个有钱的人才行。
Sometimes you will think, you can choose to go to work to do your favorite things,or you can choose do not go to work, and still do not have to be panic, you can afford your life anytime, that's freedom of life. Someone joked that you gotta have a rich dad or marry a rich man.
如果你是普通的上班族,你也应该很想要这种生活。如何实现这种自由呢?
---答案是要想方设法实现你的财富自由。
If you are ordinary people worked in office,you must want to realize this kind of life as well.How to achieve such kind of freedom?The answer is to have financial freedom.
1满足日常生活所需
有的人说普通上班族只要收入大于支出,很容易就可以实现财富自由,只要调整你的收入和支出,分清楚你所需要的和你所想要的,先满足你需要的。
Meet the daily needs first
Some people said ordinary office worker is easy to achieve financial freedom as long as their income is higher than their expenses,you just need to adjust your income and expenses,distinguish what you need and what you want,meet your needs first.
你可能想要一部最新的IPHONE手机而且希望每年都可以换一部最新的手机,生活中实际上你需要的只是一部简单的能打电话发信息的手机而已。
You may want a latest iphone and hope for an upgrade mobile phone every year,what you really need is just a simple phone to give a call or to send the message.
没有人每天都需要一杯星巴克的拿铁咖啡,所以你不会每天花这个钱在上面。也许我们想要的很多,这并没有什么问题。但不能掉入陷阱或者受广告商及世俗的影响,比如结婚就一定要求男方有房子,车子和钻石戒指。
No one needs a daily cup of latte at Starbucks, so you will not spend the money on it every day. Maybe we have a lot of wants, it's not a problem. But we can not fall into the trap or influced by advertisers and secular sense, such as the man must give his bride a house, car or diamond ring when married.
假如你花太多的钱,你的消费高于你的收入,你就必须重新调整你的需求,多找一份工作或者换更高工资的工作来满足你的需求。现代社会只要你肯努力学习和提升就挺容易找到一份工作。
If you spend too much money, your consumption is higher than your income you have to re-adjust your needs, take a part time job or change the job of higher salary to meet your needs.As long as you continue to learn and upgrade yourself,you will always have a chance to find a job.
当你的需要得到了满足,你就可以考虑你想要的。当你不再需要考虑基本日常所需,你就拥有了更多的选择权。也就拥有了财富自由。
When your needs are met, you can think about what you want. When you no longer need to consider the basic daily needs, you have more options. So you reach financial freedom.
2被动收入
普通的上班族,靠着上班领取的基本工资只够支付日常所需,有时候很努力了,也仅仅是解决了衣食住行而已。如果你有一份好的工作,可以不断升级加薪,但有时候你会遇到玻璃天花板,如果你没有花时间上班,想要养活自己,就要有被动收入。
Passive income
Ordinary people works in office,their salary is only enough to pay for their daily needs, and sometimes even they work very hard,can only afford the basic necessities of life.If you have a good job, you can constantly upgrade the salary, but sometimes you will meet the glass ceilings.If you want to afford your life without going to work,you will need to have passive income.
『从经济学角度讲,当你的被动收入大于你的支出,你就实现了财富自由』
From economic point of view, when your passive income is higher than your expense, you realize your financial freedom.
这个被动收入要建设一个来源,比如自己创业,或通过自己或别人的一个平台,一个系统,通过自己某方面的特长本领,资源等获得长期稳定具有复利效应的收入。
To have passive income you need to build an income source, such as starting an entreprise, obtain stability income in long-term with a repeating effect through a platform, a system or your own expertise of skills,resources etc.
3要做的几点建议
✦选择一个方向,发挥自己潜力
没有方向,或者方向不准确,都没办法实行正确的行动,一定要有确定的方向,才能达到有效的结果。就像一颗树,要有主要的枝干,慢慢扎根,然后成为一颗繁茂的大树一样,这些主要枝干就是你的方向。
Find the direction, without direction, or the direction is not accurate, you will not able to take action to achieve effective results.You must live like a tree,deeply rooted and spreading with main branches,these main branches are your directions.
发挥自己潜力,拥有某一领域的本领,这个领域需要什么,然后很专注的深入钻研。
Fullfill your own potential, have talent in a certain field,know what it needs in this field,and then focusing into depth study.
✦寻找复利源
复利源可以让你取得被动收入,重复的或不受时间限制的收入。
Looking for a compound interest source
The compound interest source allows you to earn passive income, repeating income or income without time limited.
✦善于运用资源,抓住一秒钟的机会
机会转瞬即逝,同样的资源,有的人能够看到,有的人能够灵活运用和把握,而有的却让它们可惜地消失。也许机会就在你身边。
Be good at using resources and seize the opportunity in a second
Opportunity is fleeting, at the same circumstances, some people can see the sources,flexible use and grasp them, while the other people let them disappear in a pity. Maybe the opportunity is just by your side at the time.
✦自律,刻意练习
自律让你拥有自由,有比较强的自控力和自我意识,才能坚持做好一件事情,往更好的方向发展,实现成功。掌握正确的实现方法,不断地刻意练习才能取得有效的进步。
Self-discipline,Deliberately practice
Self-discipline allows you to have freedom, the one who has a strong self-control and self-consciousness,will lead a better direction in order to do a good job and to achieve success.
Master the correct way to achieve success,constantly deliberately practice to make effective progress.
✦重视结果
有时很努力了,没有结果的行动,努力白费。所以想要有成果,要重视高质量的产出。
Pay attention to the results
Sometimes we worked very hard,but there is no result at the end,all efforts are in vain.if want to succeed we must have high quality output.
✦不断尝试,迭代升级
当你已经满足自己日常所需,你就拥有更多的选择权,更广阔的自主空间。可以追求更多自己想要的,进而丰富生命的色彩,你的生命将变得更加有趣。
Keep trying and upgrade
When you have met your daily needs, you have more options, a broader independent space. You can pursue more of your wants, and then enrich your life and your life will be more interesting.
4财富自由不是终点,是通往更丰富人生的里程碑。愿你能实现愿望,愿你有阳光,有大海,有沙滩,自由翱翔。
Financial freedom is not the end,it is a milestone to a richer life.May you fulfill your wish, may you have sunshine,the sea,the beach,and the freedom to fly.
文|liz 图|来自网络